Operating any business without insurance poses a significant risk to your livelihood. So if you’re a farmer or rancher, you should consider protecting your property with farm and ranch insurance (sometimes colloquially referred to as “land insurance”) to help offset any losses you might incur. What Is Farm and Ranch Insurance? Farm and ranch insurance […]
Do I Need Land Insurance? Read More »
You may already have a farm insurance policy if you’re a farmer or rancher. And depending on your coverage, your farm buildings and livestock may already have coverage. It’s also possible that you have a liability policy in case an employee or visitor becomes injured on your property. But one area you might not have
How Does Crop Insurance Work? Read More »
If you’re looking at purchasing farm insurance, you may have already found that it’s more complex than auto or home insurance. You’ll have to understand and choose from among several different types of farm and ranch insurance coverages. In most cases, insuring your farm won’t completely protect your livestock. And likewise, animal insurance doesn’t cover
Which Farm Program Is Not Covered by Animal Insurance? Read More »
Agriculture is like any other major economic sector: possibly lucrative but never predictable. A farmer spends money and effort to boost productivity and profit. Primary farm insurance covers equipment, livestock, property, and crop output within certain limits. But what happens when disaster strikes? Some incidents and situations aren’t covered by primary farm and ranch insurance.
Should All Farm Owners Have an Umbrella Policy? Read More »
Whether you’re looking to insure your business, your health, or something else, the right coverage is essential. And if you want to find great coverage for a fair price, it’s often a good idea to get quotes from multiple insurance companies. That’s where an independent insurance agent can help. Independent agents work with multiple insurance
Why an Independent Insurance Agent? Read More »
Usage-based insurance (UBI) has become popular among various auto insurance companies over the past few years. An onboard device collects driving information and transmits it to the insurance carrier via cloud computing. Drivers also get access to the data, which can be used to improve their own driving habits. The device plugs into a diagnostic
Usage-Based Auto Insurance Growing More Popular Read More »
Home insurance comes in a wide variety of forms, which can quickly confuse a person if they’re not familiar with the lingo of their carrier. If you’re interested in getting as much coverage as possible, then comprehensive might sound like the best bet for you. We’ll take you through what this policy covers and (more
How Comprehensive Home Insurance Coverage Works Read More »
College students have plenty to think about and plan for, but they may not consider health insurance on top of their studies. However, going to school presents a key level of risk. You may be living with people you don’t really know, sharing smaller spaces and being exposed to a higher number of viruses and
What Type of Health Insurance Should a College Student Have? Read More »
Your business is your passion and your livelihood. Without it, how would you support your family? What would your employees do to financially sustain their families? It’s crucial to think about this, since the business landscape is ripe with danger. Lawsuits threaten your continued operations — and with business liability insurance, you may not have all
Surety Bonds: When Liability Insurance Isn’t Enough Read More »
Carbon monoxide poisoning is a year-round hazard but during the winter months, it can be especially deadly. This is because our homes are sealed tight to keep the cold out and we are burning fuel for heat. The reduced ventilation and fuel burning is a deadly combination leading to many deaths each winter. Carbon monoxide
Staying Safe from the Dangers of Carbon Monoxide Read More »
