Giving You Peace of Mind with the Best in Home Insurance Products
HOMEOWNERS AND RENTERS INSURANCE
Home insurance is important in protecting your property and assets against accidents, weather-related disasters, and theft.
At Garrett Insurance, we offer a wide array of home insurance options so our clients can find the best coverage for what matters most.
Homeowners Insurance Policies
Homeowners liability insurance protects you in the event someone becomes injured on your property. It can also offer protection if you accidentally cause damage to someone else’s property. Your policy can help cover the medical expenses, legal fees, or other costs associated with these incidents.
Property insurance covers your property, including your home, after damage caused by:
- Weather-related natural disasters
- Certain other events
This type of insurance covers the structure of your home and your personal possessions, such as electronics, furniture, and appliances.
Other Types of Home Insurance
There are other variations of home insurance for individuals who do not own single-family homes, including:
- Condo insurance
- Mobile home insurance
- Renters insurance
These policies combine elements of homeowners liability and property insurance for individuals who live in condos, mobile homes, or rented homes or apartments.
Condo insurance covers the condo’s interior and your personal belongings. It also offers liability protection if someone is injured on your property.
Mobile home insurance covers the structure of the home and your possessions while also offering liability protection.
Renters insurance covers your belongings and offers liability protection. It also can help pay for additional living expenses if you need to relocate temporarily due to a covered event like a fire.
Landlord insurance is for property owners who rent out their apartments or homes to tenants. These policies include:
- Coverage for the building
- Liability protection
A landlord insurance policy can also cover loss of rental income if the property is damaged to the point of being uninhabitable.
For individuals who operate businesses from their homes, in-home business insurance offers protection from losses associated with liability claims or business-related property damage.
Scheduled property insurance is an add-on option for your policy that helps cover damage to high-value items like antiques, artwork, and jewelry.
For all your home insurance needs, contact Garrett Insurance. Our team will guide you through choosing and obtaining comprehensive coverage for your most valued possessions, protecting your assets from accidents and losses.
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We welcome an opportunity to discuss your home insurance needs, so please contact us or give us a call. You can also request a quote if you’re ready to get started.