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Giving You Peace of Mind with the Best in Additional Personal Coverage Insurance

Additional Personal Coverage Insurance

Personal coverage insurance protects you and your family from financial losses due to accidents or unexpected events like natural disasters or identity theft. At Garrett Insurance, we offer many personal insurance options to make sure you’re covered when you need it most.

Identity Theft Insurance

The Federal Trade Commission estimates that around 9 million Americans are victims of identity theft every year.

Identity theft insurance helps by covering the costs associated with legal fees, repairing your credit report, or certain other expenses you could incur due to identity theft.

Data Backup Insurance

If you or your business suffers harm due to a cyberattack, a natural disaster, or another event that results in data loss, data backup insurance can help.

This type of insurance policy pays for costs associated with the process of data recovery, including software, hardware, and labor expenses.

Personal Umbrella Insurance

Personal umbrella insurance can pay what you owe if you’re sued by someone and found at fault by the court.

You might think the chances of being sued are unlikely, but here’s an all-too-common example of personal umbrella insurance in action:

A driver runs a red light and crashes into another car. The other driver and several passengers are injured.

The driver of the other vehicle is unable to work for months due to their injuries and sues you for lost wages. After the lost wages, medical expenses, and vehicle repairs are added up, you might be required to pay hundreds of thousands of dollars.

Suppose that the at-fault driver’s auto insurance policy only covers $50,000. The driver must find a way to come up with the rest of the money. This is where personal umbrella insurance can help.

special-events insurance

Special Event Insurance

Special event insurance coverage helps protect parties, weddings, and other significant events. It provides coverage against unforeseen events that lead to financial losses, such as illness, accidents, and weather-related events.

Permit, License, and Notary Services

At Garrett Insurance, we’re experts not only on personal insurance but also on permit and license services.

Our permit services include:

  • Residential and commercial structures and buildings
  • Building and zoning codes
  • Building safety
  • Fire prevention

Our license services include:

  • Massage therapists
  • Home-based businesses
  • Pawnbrokers
  • Haul-for-hire services
  • Bulk storage
  • Manufacturing and warehousing

Finally, we offer notary services for our clients who need to notarize important legal documents. 


Additional Personal Coverage Insurance

Without a personal insurance policy, you and your family could be vulnerable to significant financial losses. Contact Garrett Insurance today, and one of our experienced representatives will help you find the best policy for you and your loved ones.




We welcome an opportunity to discuss your home insurance needs, so please contact us or give us a call. You can also request a quote if you’re ready to get started.

Let the Garrett Insurance Family give you the Peace of Mind to Focus on What Matters Most to YOU.


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