Garrett Insurance Agency - Main Office
212 Sidney Baker Street S
Kerrville, TX 78028

Fax: 855-928-2121

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Business, Home, and Auto Insurance in Kerrville, TX

KAI Garrett Insurance Agency LLC

We’re a family owned and operated agency with two locations in Texas and we deliver insurance and risk management solutions.  We’ve served individuals and businesses for more than 95 years, and we believe in forging meaningful relationships with clients.  The relationships that we have with clients are things that we nurture, and as a result we become trusted advisors of our clients and we also become like family members.  This makes it easy for us to provide the finest products for the right prices.

Our Insurance Offerings

We have a wide variety of insurance options, and these options are both personal and commercial.  Home, auto, life, and recreational vehicle policies are among our personal options, and a business program that keeps almost any commercial enterprise secure is one of our commercial options. 

We’re a generalist agency and we therefore provide insurance of all kinds for anyone.  We insure farmers, contractors, and consultants, and we serve these individuals, like we do all of our clients, with tailored products and personalized services.  If you run a technology sales store or if you want to insure personal assets, we’ll help you.

To learn more about our offerings, see our products page.


Services and Support

We’ve served residents of and businesses in Kerrville, Texas and towns throughout Texas for a long time, so we know these individuals’ and organizations’ needs.  We meet their needs by providing customized solutions and personalized products.  As a result, every client that we serve stays fully secure in cost-efficient ways. 

We manage risk and claims and we’ll manage your risk and we’ll manage any claims that you file.  We’re also reachable whenever you want or need to get a hold of us, so getting important information will be easy for you.

We welcome an opportunity to tell you more about our agency so please contact us or give us a call.  You can request a quote if you’re ready to get started.

Additional Insurance Information:

Please check out our partrner agency Frantzen, Kaderli & Klier Insurance.



Meet Our Team

Stephen R Schmerbeck
Stephen R Schmerbeck


Kevan  Harris
Kevan Harris

Senior Vice President of Sales

Tamara Yarbrough
Tamara Yarbrough

Senior Manager, Business Operations & Service

Kimberly Morales
Kimberly Morales

Business Development/Inorganic Growth

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