Giving you Peace of Mind with the Best in Employee Benefits
Employee Benefits
Coverage for your employees is a central part of operating a company. At Garrett Insurance, we help busy business owners select the right insurance plans and benefits for their employees. Our options range from retirement plans to disability insurance.
Small Business Retirement Plans
Small business retirement plans help your employees save up for retirement.
Some of these plans include:
- Simple IRA plans
- 401(k) plans
- Simplified Employee Pension (SEP) plans
These retirement plans allow your employees to make contributions directly from their paychecks. They frequently offer tax advantages for both you and your employees.

Employer-Sponsored Retirement Plans
Employer-sponsored retirement plans are similar to small business retirement plans, but on a larger scale. Because these plans are for larger companies, they may include profit-sharing options.
With these plans, employers can also match or contribute to their employees’ retirement savings.
Group Benefits
Group benefits are a collection of insurance policies distributed to a group of employees. Policies under group benefit plans can include:
- Group health insurance
- Group life insurance
- Group disability insurance
These benefits can be a strategic option for you and your business because you can negotiate better rates when you bundle policies.
Disability Insurance
If an employee becomes disabled to the point they’re unable to work, disability insurance offers income replacement benefits.
This is an especially important insurance policy for physically demanding jobs that put employees at a higher risk for injury.
Individual Life Insurance
Individual life insurance provides financial protection to the beneficiaries of your employees upon their death.
Both disability and life insurance can be offered as either a group benefit or an individual benefit the employee can purchase through their employer.


Voluntary Benefits
Voluntary benefits are a set of insurance policies that employees can choose to purchase through their employer. Common examples include dental and vision insurance.
Retiree Health Coverage
Retiree health coverage benefits employees — and in some cases, their spouses — after they retire. Eligibility varies from company to company.
Employee Benefits
A good benefits plan can make a difference when attracting top talent for your company. Contact Garrett Insurance today to learn about individual and group coverage for your employees.
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OUR AGENCY LOCATIONS
OUR PROMISE TO YOU
- We will provide customized solutions and personalized products based on your needs.
- We will be available to you any time so getting important information will be easy for you.
- We will manage your risk as well as any claims that you file.
- We will ease your worry and protect your treasures by transferring identified risks to an insurance product, all the while keeping it simple to understand for you.
We welcome an opportunity to discuss your home insurance needs, so please contact us or give us a call. You can also request a quote if you’re ready to get started.
Let the Garrett Insurance Family give you the Peace of Mind to Focus on What Matters Most to YOU.
TESTIMONIALS
Superior customer service and we’ve been with them for over a decade. They shop the best rates and coverage. We have multiple lines of business through Garrett Insurance and are loyal customers because of their service.
Walked in and was immediately greeted and directed to an office to discuss changing from my prior property/casualty carrier to see if I could get better rates. Linda was very friendly and knowledgeable. Got quote results promptly and decided to go with new carrier. Linda was available at my convenience to submit the paperwork, and I received my new policies promptly. Will not hesitate to recommend this agency if asked.
Great insurance agency !!! I highly recommend them for any of your needs. Be sure to talk to Linda Areolla she’s very thorough knowledgeable and sweet.
We are very happy with the professionalism of Garrett Insurance. We have been paying for insurance (with many different companies) for over 50 years and we agree, this is the best agency we have dealt with. They are very quick to send an adjuster and handle our claims. They are also most affordable!
Great service, great local company.
Positive: Professionalism, Responsiveness
Easy, fast, great service. My number 1 go to for insurance.
Positive: Professionalism, Quality, Responsiveness, Value
Very helpful, good service. Friendly staff
Trish was so helpful and professional. Great experience setting up health insurance for our company.
Very friendly and great with answering my questions. Nice and pleasant atmosphere. Melissa is very nice and courteous. I recommend this company.
Very reasonable on insurance and their staff is very helpful and friendly!!
Best service. Great customer service. Super fast whatever you need, they’ll make sure you get it! You, ladies, are the best!
Positive: Professionalism, Responsiveness