Giving You Peace of Mind with the Best in Life Insurance Products
Life insurance policies offer financial support to your family and loved ones upon your death. These plans are contracts between you and the insurer, where the insurer pays a specific amount of money to your beneficiaries.
There are many different types of life insurance policies. At Garrett Insurance, we offer a variety of plans to give you peace of mind.
Disability insurance provides financial coverage if you become injured or sick to the point of being unable to work. This is an important insurance policy to have if you or your family rely on your income. These policies can be either short-term or long-term.
Individual Life Insurance
There are two types of individual life insurance policies: term and permanent.
Term life insurance provides coverage for a predetermined period, while permanent life insurance covers the duration of your life.
Group Life Insurance
Employers can purchase group life insurance policies for their employees. Group life insurance saves money because the premiums tend to be lower than for individual policies.
Key Person Insurance
Key person insurance provides businesses with financial support if an important employee dies. These policies can help businesses continue to operate when losing that key employee would have otherwise caused significant financial losses.
Long-Term Care Insurance
If you suspect you may need assisted living or nursing home care at some point, you may need a long-term care insurance policy. This policy can cover those costs, which tend to be exorbitant.
Mortgage Protection Insurance
Mortgage protection insurance is designed to pay off your mortgage upon your death. These insurance policies help provide financial security to your family by ensuring they are not burdened with your mortgage payments if you pass away.
A second-to-die insurance policy is usually purchased by married couples, though it can apply to other family members or partners. This policy pays a death benefit after two people pass away. The payouts usually help cover expenses like estate taxes.
At Garrett Insurance, we understand life insurance is an important consideration when planning for the safety and security of you and your loved ones. Contact us today to speak with one of our experienced representatives about life insurance.
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We welcome an opportunity to discuss your home insurance needs, so please contact us or give us a call. You can also request a quote if you’re ready to get started.