Professional Liability Insurance in Texas & Kansas
Protecting Your Business When Mistakes Happen
In today’s highly litigious business environment, even small mistakes can lead to costly lawsuits. Whether it’s an error in service, a missed detail, or an alleged failure to perform, professional liability claims can put your business at serious financial risk.
At Garrett Insurance Agency, we help businesses across Texas and Kansas protect themselves with customized Professional Liability Insurance designed to safeguard your operations, reputation, and financial stability.
What Is Professional Liability Insurance?
Professional Liability Insurance—often referred to as Errors & Omissions (E&O) Insurance—provides coverage when a business or its employees are accused of negligence, mistakes, or failure to deliver professional services as promised.
While general liability insurance covers bodily injury and property damage, Professional Liability insurance protects your business from claims related to professional services and decisions.
What Does Professional Liability Cover?
Coverage can be tailored to your industry and risk exposure, and may include:
- Errors & Omissions (E&O) Insurance
Protects your business if a client claims your services caused financial loss due to:
- Mistakes or oversights
- Failure to perform contracted services
- Misrepresentation or negligence
Ideal for service-based businesses and professionals who charge fees for their expertise.
Directors & Officers (D&O) Liability
Provides protection for company executives and board members if they are personally named in lawsuits related to:
- Mismanagement
- Breach of fiduciary duty
- Conflicts of interest
- Regulatory violations
Fiduciary Liability
Covers claims related to the management of employee benefit plans, including:
- ERISA violations
- Improper handling of employee benefits
- Failure to enroll employees correctly
- Poor investment decisions
Employment Practices Liability (EPLI)
Protects your business from employee-related claims such as:
- Wrongful termination
- Discrimination or harassment
- ADA violations
- Retaliation or wage disputes
Professional Liability Coverage for Texas & Kansas Businesses
Garrett Insurance Agency works with businesses throughout Texas and Kansas, helping professionals in a wide range of industries protect themselves from legal and financial exposure. We tailor each policy based on your industry, size, and risk profile—ensuring you have the right protection without paying for coverage you don’t need.
Protect Your Business Before a Claim Happens
Professional liability claims can arise without warning—and the costs to defend your business can be substantial. Having the right coverage in place helps protect your reputation, finances, and long-term success.
Contact Garrett Insurance Agency today to speak with a Professional Liability specialist and get a customized quote for your Texas or Kansas business.
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OUR PROMISE TO YOU
- We will provide customized solutions and personalized products based on your needs.
- We will be available to you any time so getting important information will be easy for you.
- We will manage your risk as well as any claims that you file.
- We will ease your worry and protect your treasures by transferring identified risks to an insurance product, all the while keeping it simple to understand for you.
We welcome an opportunity to discuss your home insurance needs, so please contact us or give us a call. You can also request a quote if you’re ready to get started.