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Commercial General Liability Insurance in Texas & Kansas
Protect Your Business from Everyday Risks
Owning a business comes with a wide range of responsibilities and potential risks. From serving customers and managing employees to maintaining property and operations, unexpected accidents can happen at any time. That’s why having the right Commercial General Liability (CGL) Insurance is essential.
At Garrett Insurance Agency, LLC, we help businesses across Texas, Kansas, & nationwide safeguard their operations with customized general liability coverage. The right policy protects your company from costly lawsuits, bodily injury,, or property damage claims—so you can focus on growth, not setbacks.
What Commercial General Liability Covers
A CGL policy can help protect your business against:
Premises Liability
if someone is injured on your business property
Products and Completed Operations
coverage for injuries or damage caused by your products or your completed work
Medical Payments
immediate coverage for minor injuries on your premises
Fire Legal Liability
protection if you’re held responsible for fire damage to rented space
Additional Coverage Options
Depending on your industry, and operations, you may also need:
Garage Keepers Liability
protects customers’ vehicles from theft, vandalism, or damage while in your care
Employment Practices Liability (EPLI)
covers claims related to wrongful termination, harassment, or discrimination
Liquor Liability
essential if your business manufactures, serves, or sells alcohol
Foreign Liability
coverage for employees traveling outside the U.S. on business
Concession Liability
insures temporary event stands or vendors from accidents and property damage
Why Partner with Garrett Insurance
For over a century, Garrett Insurance has provided trusted guidance and tailored commercial coverage to businesses of all sizes. With seven offices in Texas and five in Kansas, our team understands the unique risks facing local industries. We work closely with you to design the right liability protection to safeguard your assets, your reputation, and your long-term success.
Contact us today to discuss your Commercial General Liability options and receive a personalized policy recommendation tailored to your business needs.
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OUR AGENCY LOCATIONS
OUR PROMISE TO YOU
- We will provide customized solutions and personalized products based on your needs.
- We will be available to you any time so getting important information will be easy for you.
- We will manage your risk as well as any claims that you file.
- We will ease your worry and protect your treasures by transferring identified risks to an insurance product, all the while keeping it simple to understand for you.
We welcome an opportunity to discuss your home insurance needs, so please contact us or give us a call. You can also request a quote if you’re ready to get started.
Let the Garrett Insurance Family give you the Peace of Mind to Focus on What Matters Most to YOU.
TESTIMONIALS
Superior customer service and we’ve been with them for over a decade. They shop the best rates and coverage. We have multiple lines of business through Garrett Insurance and are loyal customers because of their service.
Holly Kallemyn
Walked in and was immediately greeted and directed to an office to discuss changing from my prior property/casualty carrier to see if I could get better rates. Linda was very friendly and knowledgeable. Got quote results promptly and decided to go with new carrier. Linda was available at my convenience to submit the paperwork, and I received my new policies promptly. Will not hesitate to recommend this agency if asked.
Candace Corwin
Great insurance agency !!! I highly recommend them for any of your needs. Be sure to talk to Linda Areolla she’s very thorough knowledgeable and sweet.
Michael Vega
We are very happy with the professionalism of Garrett Insurance. We have been paying for insurance (with many different companies) for over 50 years and we agree, this is the best agency we have dealt with. They are very quick to send an adjuster and handle our claims. They are also most affordable!
Carole Bell
Great service, great local company.
Kyle Bond
Positive: Professionalism, Responsiveness
Eddie Walker
Easy, fast, great service. My number 1 go to for insurance.
Positive: Professionalism, Quality, Responsiveness, Value
Mitchell Davis
Very helpful, good service. Friendly staff
Jay Graves
Trish was so helpful and professional. Great experience setting up health insurance for our company.
Hal Krebs
Very friendly and great with answering my questions. Nice and pleasant atmosphere. Melissa is very nice and courteous. I recommend this company.
Vicki Frost
Very reasonable on insurance and their staff is very helpful and friendly!!
Curt Counts
Garry Stapel
Regina Godinez
Best service. Great customer service. Super fast whatever you need, they’ll make sure you get it! You, ladies, are the best!
Gina Michelle
Positive: Professionalism, Responsiveness
Chelsey Peterson