For many people, getting car insurance is as simple as going to an insurer’s website, choosing one of its pre-selected plans, and paying for it. Getting insurance this way might be easy, but you often end up paying for coverage you don’t need. And if you aren’t looking closely at the fine print of the […]
How Do I Find a Reputable Car Insurance Agent? Read More »
After an accident, your insurance provider may submit a reimbursement payment for the covered claim, and though that can certainly be helpful at that moment, you may wonder what it means for you when it comes to tax season and whether you’ll have to pay federal taxes on personal or commercial insurance payments. Generally, the
Do You Pay Federal Taxes on Insurance Payments? Read More »
Tractors can be found just about anywhere: on farms, at construction sites, along the road, and even in your neighbor’s backyard. With about 300,000 new tractors sold each year in the United States, they are the go-to equipment for plowing, planting, and moving big items around on farms and elsewhere. Interestingly, there is no legal
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Homeowners insurance and farm and ranch insurance both provide coverage for your property. However, these two policies differ in the scope of what they cover, as well as the specifics of each policy. What are the main differences between farm insurance and homeowners insurance? The Scope and Limits of Homeowners Insurance A typical homeowners insurance
What Is the Difference Between Ranch Insurance and Homeowners Insurance? Read More »
Depending on its size, a farm or ranch can be like a puzzle with many pieces that must come together to produce a successful outcome. Losing even one piece, such as the farmhouse, equipment, or livestock, can leave a farmer in the hole. That’s why farm and ranch insurance is indispensable. It helps safeguard your
What Does Livestock Insurance Cover? Read More »
Whether your horse is a pasture pet or a high-level competitor, you want to protect them from unexpected illness or injury. You also want to protect yourself from financial disaster — if you’ve ever dealt with an unexpected vet bill, you know they can cost a fortune! Equine insurance works differently from livestock or farm
What Does Equine Insurance Cover? Read More »
Operating any business without insurance poses a significant risk to your livelihood. So if you’re a farmer or rancher, you should consider protecting your property with farm and ranch insurance (sometimes colloquially referred to as “land insurance”) to help offset any losses you might incur. What Is Farm and Ranch Insurance? Farm and ranch insurance
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If you’re looking at purchasing farm insurance, you may have already found that it’s more complex than auto or home insurance. You’ll have to understand and choose from among several different types of farm and ranch insurance coverages. In most cases, insuring your farm won’t completely protect your livestock. And likewise, animal insurance doesn’t cover
Which Farm Program Is Not Covered by Animal Insurance? Read More »
Agriculture is like any other major economic sector: possibly lucrative but never predictable. A farmer spends money and effort to boost productivity and profit. Primary farm insurance covers equipment, livestock, property, and crop output within certain limits. But what happens when disaster strikes? Some incidents and situations aren’t covered by primary farm and ranch insurance.
Should All Farm Owners Have an Umbrella Policy? Read More »
Whether you’re looking to insure your business, your health, or something else, the right coverage is essential. And if you want to find great coverage for a fair price, it’s often a good idea to get quotes from multiple insurance companies. That’s where an independent insurance agent can help. Independent agents work with multiple insurance
Why an Independent Insurance Agent? Read More »
