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Workers’ Compensation Insurance for Texas & Kansas Businesses
Protect Your Employees—and Your Business
Your employees are the backbone of your business. Their skill, dedication, and daily hard work keep your operations running smoothly. Providing strong protection for them isn’t just the right thing to do—it also helps safeguard your business from the unexpected.
Workers’ Compensation Insurance from Garrett Insurance Agency, LLC helps ensure your team is covered if a work-related injury or illness occurs. From minor accidents to more serious incidents, the right policy provides essential benefits that support both your employees and your long-term operations.
What Does Workers’ Compensation Cover?
Workplace injuries can happen in any industry—from construction and agriculture to professional services, retail, and transportation. Workers’ Compensation helps cover financial obligations such as:
- Medical treatment and rehabilitation for work-related injuries or illnesses
- Partial replacement of lost wages while the employee is unable to work
- Ongoing care for serious injuries or long-term disability
- Benefits to dependents in the event of a work-related fatality
Common covered incidents may include slips and falls, equipment malfunctions, repetitive motion injuries, car accidents while on the job, and other unforeseen hazards.
Why Workers’ Compensation Matters
Without Workers’ Compensation, your business may be exposed to significant financial risk. An employee injured on the job could sue for medical costs, lost wages, and additional damages—expenses that could jeopardize your operations.
Garrett Insurance works with businesses across Texas and Kansas to evaluate industry risks and determine the right level of protection. Our advisors help you secure a policy that meets your legal requirements (where applicable), supports your employees, and protects your bottom line.
Support Your Team With the Right Coverage
For more than 100 years, Garrett Insurance has helped businesses build strong protection plans that keep employees safe and companies financially secure. Whether you operate in Texas, Kansas, or both, our team is here to help you navigate your Workers’ Compensation options with confidence.
OUR AGENCY LOCATIONS
OUR PROMISE TO YOU
- We will provide customized solutions and personalized products based on your needs.
- We will be available to you any time so getting important information will be easy for you.
- We will manage your risk as well as any claims that you file.
- We will ease your worry and protect your treasures by transferring identified risks to an insurance product, all the while keeping it simple to understand for you.
We welcome an opportunity to discuss your home insurance needs, so please contact us or give us a call. You can also request a quote if you’re ready to get started.
Let the Garrett Insurance Family give you the Peace of Mind to Focus on What Matters Most to YOU.
TESTIMONIALS
Superior customer service and we’ve been with them for over a decade. They shop the best rates and coverage. We have multiple lines of business through Garrett Insurance and are loyal customers because of their service.
Holly Kallemyn
Walked in and was immediately greeted and directed to an office to discuss changing from my prior property/casualty carrier to see if I could get better rates. Linda was very friendly and knowledgeable. Got quote results promptly and decided to go with new carrier. Linda was available at my convenience to submit the paperwork, and I received my new policies promptly. Will not hesitate to recommend this agency if asked.
Candace Corwin
Great insurance agency !!! I highly recommend them for any of your needs. Be sure to talk to Linda Areolla she’s very thorough knowledgeable and sweet.
Michael Vega
We are very happy with the professionalism of Garrett Insurance. We have been paying for insurance (with many different companies) for over 50 years and we agree, this is the best agency we have dealt with. They are very quick to send an adjuster and handle our claims. They are also most affordable!
Carole Bell
Great service, great local company.
Kyle Bond
Positive: Professionalism, Responsiveness
Eddie Walker
Easy, fast, great service. My number 1 go to for insurance.
Positive: Professionalism, Quality, Responsiveness, Value
Mitchell Davis
Very helpful, good service. Friendly staff
Jay Graves
Trish was so helpful and professional. Great experience setting up health insurance for our company.
Hal Krebs
Very friendly and great with answering my questions. Nice and pleasant atmosphere. Melissa is very nice and courteous. I recommend this company.
Vicki Frost
Very reasonable on insurance and their staff is very helpful and friendly!!
Curt Counts
Garry Stapel
Regina Godinez
Best service. Great customer service. Super fast whatever you need, they’ll make sure you get it! You, ladies, are the best!
Gina Michelle
Positive: Professionalism, Responsiveness
Chelsey Peterson




























































