Business Owners Policy (BOP) Insurance
Comprehensive Protection in a Single Policy
At Garrett Insurance Agency, LLC, we know that running a small or mid-sized business comes with unique challenges. That’s why we offer a Business Owners Policy (BOP) — a streamlined package that combines multiple essential coverages into one plan. A BOP helps protect your business from common risks while often providing better value than purchasing separate policies.
Our team works with you to design a policy that fits your operations, industry, and goals. With more than 100 years of experience serving businesses, Garrett Insurance provides the expertise and guidance you need to safeguard what matters most.
What a Business Owners Policy Includes
A customized BOP can bring together key coverages such as:
Commercial General Liability
Covers accidents, injuries, and damages on your premises or due to your products/services.
Property Insurance
Protects your building, equipment, and inventory.
Business Income Insurance
Helps replace lost income if operations are interrupted by a covered event.
Crime Insurance
Provides protection against theft, fraud, or employee dishonesty.
Additional options can be added to match your needs, such as:
- Products and Completed Operations
- Premises Liability & Medical Coverage
- Fire Legal Liability
- On-Site Equipment Coverage
- Inventory Loss
Why Choose a BOP?
A Business Owners Policy is designed to simplify protection for small and mid-sized businesses while offering flexibility to adapt coverage as your business grows. By bundling essential coverages into one package, you can:
- Save on premiums compared to buying policies separately
- Reduce administrative complexity with one combined policy
- Gain peace of mind knowing critical exposures are addressed
Is a BOP Right for Your Business?
Not every company qualifies for a BOP. Eligibility often depends on the size of your business, the industry you operate in, and the risks you face. That’s where working with an experienced advisor makes all the difference.
At Garrett Insurance Agency, LLC, we’ll assess your operations and help you determine whether a BOP is the right fit — or if another commercial insurance solution may better serve your needs.
Protect Your Business with Confidence
A single unexpected event could put your business at risk. A customized Business Owners Policy from Garrett Insurance helps ensure your operations, employees, and future remain protected.
Contact Garrett Insurance Agency, LLC today to learn more about BOP coverage and request a customized quote.
OUR TRUSTED PROVIDERS
OUR AGENCY LOCATIONS
OUR PROMISE TO YOU
- We will provide customized solutions and personalized products based on your needs.
- We will be available to you any time so getting important information will be easy for you.
- We will manage your risk as well as any claims that you file.
- We will ease your worry and protect your treasures by transferring identified risks to an insurance product, all the while keeping it simple to understand for you.
We welcome an opportunity to discuss your home insurance needs, so please contact us or give us a call. You can also request a quote if you’re ready to get started.