Commercial Property Insurance in Texas & Kansas
Protect Your Building, Assets, and Business Operations
Your business is more than just a location—it’s the foundation of your livelihood. Every day you work hard to keep things running smoothly, from serving customers to supporting employees and managing operations. Protecting your property from unexpected loss is essential to keeping your business moving forward.
At Garrett Insurance Agency, LLC, we specialize in helping business owners across Texas, Kansas, and nationwide safeguard what matters most with customized Commercial Property Insurance solutions. Whether you own your building or lease your workspace, our tailored policies protect your physical assets against fire, theft, storms, vandalism, and other covered events.
What Commercial Property Insurance Covers
Your policy can be designed to include protection for:
Your Building or Leased Commercial Space
Covers the structure itself or improvements you’ve made to leased areas
Office Furniture, Fixtures, and Décor
Desks, chairs, shelving, artwork, and furnishings
Outdoor Signs and Landscaping
Signage, fencing, and exterior features
Machinery, Tools, and On-Site Equipment
Essential equipment for operations
Business Inventory and Stock
Goods held for sale or use in manufacturing
We also offer additional options for enhanced protection, including:
Equipment Breakdown Coverage (Boiler & Machinery)
protects electrical, electronic, and pressurized equipment from mechanical or electrical failure
Builder’s Risk Insurance
covers materials,equipment, & structures during construction or remodeling projects
Why It Matters
Even a single event—such as a burst pipe, electrical fire, storm damage, or break-in—can cause major disruption to your operations and finances. Commercial Property Insurance helps you recover quickly, minimize downtime, and keep your business on track during unexpected challenges.
Combine Property and Liability Coverage for Broader Protection
Many businesses throughout Texas and Kansas choose to bundle Property Insurance with Commercial General Liability for a more complete and cost-effective solution. This combined approach simplifies your coverage and ensures all major aspects of your operation are protected under one coordinated plan.
Local Expertise, Trusted for Over 100 Years
With seven offices across Texas and five locations in Kansas, Garrett Insurance has proudly served businesses for more than a century. Our experienced advisors understand the regional risks unique to each community we serve and help you secure the right coverage at a competitive rate.
Contact us today to explore your Commercial Property Insurance options and receive a tailored quote designed around your business needs.
OUR TRUSTED PROVIDERS
OUR AGENCY LOCATIONS
OUR PROMISE TO YOU
- We will provide customized solutions and personalized products based on your needs.
- We will be available to you any time so getting important information will be easy for you.
- We will manage your risk as well as any claims that you file.
- We will ease your worry and protect your treasures by transferring identified risks to an insurance product, all the while keeping it simple to understand for you.
We welcome an opportunity to discuss your home insurance needs, so please contact us or give us a call. You can also request a quote if you’re ready to get started.