Garrett Insurance Agency - Main Office
212 Sidney Baker Street S
Kerrville, TX 78028

Fax: 855-928-2121

Contractors Insurance

Contractors Insurance Information

Contractor General Liability Insurance in Texas

Contractors are often faced with unique and dangerous risks while on the job. Whether your contracting business is electrical, excavation, plumbing or HVAC, accidents can happen in a split second. In the event of an accident or oversight, it’s important to be protected. 

Here at Garrett Insurance Agency, Inc., we can find and adjust the right contractor general liability policy for your business. Protect your business by calling 830-896-6600 or filling out an online form for a free quote today.   

Common Contractor General Liability Insurance Questions  

What Is Contractor General Liability Insurance?  

Contractor general liability insurance protects you, your employees and your contracting business from work-related accidents. This coverage offers peace of mind in case your business faces a lawsuit or loss arising from a claim that you caused harm to a third party, like a customer.  

What Does Contractor General Liability Insurance Cover?  

Contractor general liability insurance covers three main areas:  

  • Bodily Injury: This covers medical expenses as well as legal fees related to a third-party injury on the property.

  • Property Damage: This covers incidents of property damage that occur out of everyday business activity.

  • Personal/Advertising Injury: This coverage covers personal and advertising injuries such as libel, slander, copyright infringement and invasion of privacy.

Do Independent Contractors Need Contractor General Liability Insurance Cover?  

It is recommended that the following contractors carry contractor general liability insurance: 

  • Electricians

  • Plumbers

  • HVAC contractors

  • Carpenters

  • Construction workers

  • Painters

  • Landscapers

Garrett Insurance Agency, Inc. will always help you find the most affordable coverage for all your needs. Contact us today.