Garrett Insurance Agency - Main Office
212 Sidney Baker Street S
Kerrville, TX 78028

Fax: 855-928-2121

Bed & Breakfast Insurance in Kerrville TX & Fredericksburg TX

Keeping Bed & Breakfast Insurance in Fredericksburg and throughout Central Texas secure

Bed & breakfasts, like many hospitality establishments, face risks, which include lawsuits that result from guest dissatisfaction, fires, injuries, and structure damage that results from unruly guests.  These and other risks can translate into significant costs, and for this reason bed & breakfast owners need protection.  Insurance provides necessary protection, and at Garrett Insurance Agency, Inc. we have a complete bed & breakfast insurance program. 

We’ve provided bed & breakfast insurance for years, so we have experience and knowledge that will allow us to not only deliver to you the best insurance but also to make purchasing and using insurance easy for you.

Bed & Breakfast Insurance Coverage Details

In some cases, homeowners policies cover bed & breakfasts for risk-related matters.  Cases in which homeowners policies provide adequate coverage however, are rare, and bed & breakfast owners most often must therefore purchase bed & breakfast insurance policies. 

Bed & breakfast insurance policies and plans provide coverages that range from general liability to earthquake.  We’ll help you find the right coverages for your bed & breakfast insurance solution, and we’ll also ensure that the solution that you purchase is fitting.

The coverages from which you can choose include but are not limited to:

•   Commercial coverage

•   Business liability insurance

•   Structure coverage

•   Guest personal property insurance

•   Income loss coverage

•   Commercial auto insurance

•   Special events insurance

•   Products/completed operations insurance

•   Umbrella liability insurance

•   Flood insurance

As a client of ours you may be able to save time and money if you take advantage of benefits and discounts for which you may be eligible.  To learn about these benefits and discounts, speak with an agent

Local, experienced Agents protecting you and your Bed & Breakfast

Some homes and establishments have historic qualities that need to be addressed; some homes and establishments have other things that need to be addressed.  No matter what the elements are of your bed & breakfast, we’ll give these elements the attention that they require, and we’ll therefore find the right coverages. 

We’ll work closely with you in order to ensure that your operation is fully protected.  We’ll also regularly review the policy or plan that you purchase, and this will ensure that there are never gaps in your coverage and also that the rates that you pay are always as competitive as can be.

Contact us or call us today.  To start on policy, request a quote.

Additional Bed & Breakfast Insurance information:

Bed & Breakfast Insurance Information and Resources (

Small Business Insurance Details and Resources (The National Association of Insurance Commissioners (NAIC))

Small Business Insurance Facts and Resources (The Insurance Information Institute (III))

At Garrett Insurance Agency we’re proud to provide bed & breakfast insurance in Fredericksburg, Comfort, Boerne, Mason, Johnson City, and Llano, TX.  We also serve other areas in the state.