Garrett Insurance Agency - Main Office
212 Sidney Baker Street S
Kerrville, TX 78028

830-896-6600
Fax: 855-928-2121

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Garrett Insurance Agency, Inc. Blog: home

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Home insurance comes in a wide variety of forms, which can quickly confuse a person if they're not familiar with the lingo of their carrier. If you're interested in getting as much coverage as possible, then comprehensive might sound like the best bet for you. READ MORE >>

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Carbon monoxide poisoning is a year-round hazard but during the winter months, it can be especially deadly. This is because our homes are sealed tight to keep the cold out and we are burning fuel for heat. The reduced ventilation and fuel burning is a deadly combination leading to many deaths each winter. READ MORE >>

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There are plenty of insurance options available! Even the most basic of homeowners insurance policies have a wide range of options to select from, so it’s vital that you know where to start. Your policy should cover no less than 80 percent of the price of rebuilding your home, excluding the value of the land it’s built on. READ MORE >>

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Many families take a vacation over the winter months. Some head to warmer climates to get a break from the cold and snow, while others head toward the snow for skiing and snowmobiling. No matter where your vacation destination is this winter, you will want to prepare your home before you leave. READ MORE >>

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When you purchased your home, you likely purchased homeowners insurance at the same time; and if you are like most homeowners, you have not thought about it since. Here are some questions to discuss with your independent insurance agent to make sure your policy fits your current needs. READ MORE >>

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Numerous myths exist regarding home insurance policies. Unfortunately, these misleading myths can deter people from acquiring the coverage they actually need. Homeowners often assume they are adequately covered, only to find out they had incorrect information. By the time they learn the truth, it may be too late. READ MORE >>

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When you purchased your home, you likely purchased homeowners insurance at the same time; and if you are like most homeowners, you have not thought about it since. Here are some questions to discuss with your independent insurance agent to make sure your policy fits your current needs. READ MORE >>

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.  Increase your deductible. A deductibles is the amount you have to pay toward a loss before your insurance company starts to pay a claim. Many policies have a $500 deductible, but if you raise it to $1000 you will save significantly, sometimes up to 25 percent. READ MORE >>

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There's an excitement that comes with buying a new home, but the task also comes with responsibility and big decisions. Do your homework to make sure you're getting a quality house that’s less likely to require costly repairs in the near future. READ MORE >>

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Mold can be one of the more expensive types of damage to address in your home. Because different types of fungi can live in your walls or under the floorboards for a while before ever showing physical evidence of being on the property, it can be difficult to exterminate it all once you finally know about the problem. READ MORE >>

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