Logan, Kansas Auto Insurance 

Logan, Kansas, residents know that KAI Garrett Insurance Agency, LLC, is the agency to visit for auto insurance policies. Our agents will help you find a policy that offers ample protection and complies with applicable state auto insurance requirements. Give us a call today to see how we can help.

Kansas Auto Insurance

By buying an auto policy, a driver agrees to pay the insurer, which in turn agrees to provide payment and other support to the driver in unexpected vehicle accidents or other problems. There are a handful of different types of coverage that may be right for you, which can include the following.

Liability Insurance 

When an accident is deemed your fault, this coverage helps you pay for the damage you do to others (such as other drivers) who weren’t in the car with you.

·        Bodily injury liability coverage pays for third-party medical bills sustained in the accident and sometimes for death benefits if the injured party dies. 

·        Property damage liability coverage pays for damage to the other party’s property, such as their vehicle, following the accident.

Auto policies sold in Kansas must have minimum amounts of liability coverage. Talk to your agent to learn about the coverages required.

Collision Insurance 

This type of insurance helps cover damage to your own vehicle when it is in a wreck with another object.

Comprehensive Insurance

Comprehensive coverage is a separate benefit that helps pay for damage from non-accident mishaps, such as weather damage, fires, theft, vandalism or similar incidents. 

Medical Payments Coverage

If you get hurt in an accident, this coverage can pay for your or your passenger’s reasonable medical bills.

Personal Injury Protection (PIP) Coverage

PIP covers reasonable and necessary medical expenses for those named in the policy for injuries sustained from an automobile accident, income replacement and funeral expenses. In Kansas, drivers are required to carry minimum amounts of PIP coverage.

Uninsured/Underinsured Motorist Insurance 

This coverage insures you against damage caused by someone else who doesn’t have appropriate liability coverage. For example, if you are the victim of a hit-and-run, this coverage can pay for your car’s damage and injury costs. In Kansas, drivers are required to carry minimum amounts of uninsured/underinsured coverage.

How to Get Auto Insurance

There may be other insurance offerings you can add to your auto policy, so be sure to ask your agent when you give us a call. Contact KAI Garrett Insurance Agency, LLC, today to learn more.