Garrett Insurance

Author name: Stephen Schmerbeck

Stephen Schmerbeck, CIC, is the CEO and Owner of Garrett Insurance, which he joined in 1986 alongside his father, R.L. (Bob) Schmerbeck, III. With nearly 40 years of experience, Stephen is a Certified Insurance Counselor with deep knowledge of commercial insurance, leadership, and agency operations. Under his guidance, the agency has expanded into multiple states and built a strong reputation for trust, excellence, and industry leadership.

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Common Auto Insurance Mistakes

Did You Know?  An error on your auto insurance application can end up costing you more money. Providing false information on your application can lead to increased premiums, policy cancellations or limited financial assistance in the event of an accident.  Not listing all drivers—Anyone who drives your vehicle, even if it’s just for a short […]

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How to Lower Your Home Insurance Rates without Raising the Deductible

When it comes to lowering home insurance rates, many people think about raising their deductible without giving much thought to other ways of achieving the same effect. One reason for this is that people often don’t consult with their independent insurance agents, who are more than happy to discuss methods of lowering premiums. Many of their suggestions

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