Your business likely has protections in place for natural disasters like floods and fires, as well as coverage for worker’s compensation and employee liability, among others. But are you covered in the event of a data breach? According to Forbes, 83% of small businesses won’t be able to financially recover from a cyber attack, and […]
What Is the Role of Cyber Liability Insurance in Protecting Your Business? Read More »
As a business owner, you must stay aware of and follow many rules and regulations. This is no easy task for a small or start-up business. However, commercial insurance can help safeguard your business if you run into a legal issue. Technological advancements and new societal priorities are changing the landscape for small businesses. In
Top 5 Legal Considerations for Small Business Owners in 2025 Read More »
Your home is a sanctuary. It’s where your family finds refuge, shares fond memories, and relaxes their worries of the day away. At the same time, your family’s home is also a major investment. In fact, it’s likely the most valuable asset you’ll ever own. And that means you need to do whatever you can
Can Home Insurance Bring Comfort and Joy? Read More »
For many, the holidays are all about traveling to see relatives or friends. This means that ensuring you have the right auto insurance coverage before you leave home can play an important role in you and your family getting away and returning financially whole. Whether you’re planning a road trip or leaving your car parked
Why Auto Insurance Is Important While Traveling During the Holidays Read More »
If you’re like many people, open enrollment periods for health insurance might seem arbitrary and unnecessary to you, especially since there are exceptions to the rule. As such, it might surprise you to learn that there’s nothing arbitrary about open enrollment. There’s a strategic reason that health insurance companies require you to sign up for
Why Do Open Enrollment Periods Exist for Health Insurance? Read More »
Rolling out of bed just before the start of work. No need for a suit, tie, dress, or skirt. No commute. These are just a few perks of working from your home office. But depending on what you do in your home office and how you do it, you might need to increase your renter’s
Do I Need Insurance for My Home Office in My Household Read More »
As a business owner, you know how complex the considerations surrounding insurance can be. Part of getting the most out of your insurance coverage is knowing how to balance your personal and commercial insurance. As a result, a common question many business owners have is whether to place your vehicle on your personal insurance policy
Should I Put My Automobile in My Personal or Commercial Insurance? Read More »
If you’re struggling to keep cool during those scorching summer days, the good news is that your insurance company won’t raise your rates simply because the mercury in the thermometer is rising. The bad news is that summertime heat can affect your rates for home and auto insurance. This could force you to spend more
Can the Summertime Heat Affect Insurance Rates? Read More »
Floods have impacted nearly every county in the United States in recent years. Flooding can significantly damage your home or business. A single inch of water can cause $25,000 in damage to a property. While you might hear more about earthquakes, fires, hurricanes, and tornadoes, flooding is the most common disaster in the U.S. —
Should I Buy Flood Insurance for My Home or Business? Read More »
As a business owner, you’re always looking for opportunities to trim costs to help improve your bottom line. You likely stay on top of the expenses that help keep your company in business, including commercial property insurance. While you may not be required to carry commercial insurance in your state, operating your business without it
How Are Commercial Property Insurance Rates Determined? Read More »
