Stephen is the President of Frantzen, Kaderli & Klier Insurance Agency, Inc. (which is a wholly owned subsidiary of Garrett Insurance Agency, Inc.). Stephen splits his time between Frantzen, Kaderli & Klier & Garrett Insurance. Stephen has been in the business since 1986 & is the fourth generation from his family to be in the insurance profession. He handles all lines of insurance, however, his main focus is on Commercial/Business Insurance. He is a cyclist/triathlete & enjoys flying around the Hill Country as a private pilot. Stephen & his family are members of City West Church.