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Welcome to our easy access payment system

The merger of Garrett Insurance and Frantzen, Kaderli, & Klier was designed to give our clients additional access to knowledgeable agents and top-rated insurance providers. Together, we are pleased to offer our clients the convenience of secure, online bill pay. However, clients wishing to make online payments must still select their specific location.

Please note that that these portals are not for payment to any other insurance company. Thank you for your continued business! 

Please select either our Kerrville Location:

Click here to make a payment


Or our Fredericksburg Location:

Click here to make a payment


Our Locations

*Garrett Insurance Agency - Main Office

212 Sidney Baker Street S
Kerrville, TX 78028
Main office: 830-896-6600
Fax: 830-896-1822


108 Theodore Specht Dr
Fredericksburg, TX 78624
Main office: 830-997-9531

Garrett Insurance Agency - Back Office

712 Hill Country Drive, Ste 202
Kerrville, TX 78028
Main office: 830-896-6600
Fax: 830-896-1822

Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.